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Claim Process
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Classic Health Individual
Quick Links :
--Plans for Individauls--
Healthline Individual
Topup Healthline Indi
Critical Healthline Insurance Individual
Classic Health Individual
Hospital Cash Healthline
Super Topup Individual
Tax Plus Healthline Individual
Flexi Health Individual
Corona Kavach Individual
--Plans for Families--
Healthline Floater
Swasth Parivar
Topup Healthline Floater
Classic Health Family Floater
Tax Plus Healthline Floater
Flexi Health Floater
Corona Kavach Floater
Synopsis:
Chola Classic Health - Individual provides cover against medical expenses for families on individual sum insured basis.
Highlight:
This policy is applicable for you and your dependants (Spouse, upto 4 dependent Children, dependent parents). Any person aged between 90 days and 65 years can take the policy for the first time
5% discount on the premium paid will be allowed for 2 members and 10% discount on the premium paid will be allowed for 3 or more members insured under the policy.
Multi year discount of 6% of 2 years and 12% for 3 years
Benefit:
Title
Description
Room Rent Limit
Covered Single room
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered
Pre-Existing Disease / Illness coverage
Covered After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form
Free Health Checkup
All insured persons under this policy will be eligible for a General Health and Eye Check Up upto limits. If benefit not claimed it can get accumulated for max 3 years
Ambulance Expenses
Under Plan A,b,C,D Rs.2000. Under Plan E,F,G,H,I Rs.1000
Non-Allopathic Treatments
100% of SI
Daily Hospitalization Allowance
Available on payment of additional premium
Donor Expenses
Organ transplantation including the treatment costs of the donor but excluding the costs of the organ
No Claim Bonus
5% of the expiring policy Sum Insured. Max 50%. Reduction Of Cumulative Bonus by 5% in case of claim