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Claim Process
Get TPA Details
Good Health TPA Services Ltd.
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Lifeline Floater
Quick Links :
--Plans for Individauls--
Smart Cash Plan
Lifeline Individual
Arogya Sanjeevani Individual
--Plans for Families--
Lifeline Floater
Arogya Sanjeevani Floater
Synopsis:
Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.
Highlight:
100% Reload of Sum Insured at no extra Cost.
Maternity cover for up to 2 deliveries.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
There is no restriction on maximum entry age.
Life long policy renewal is available.
Emergency Domestic Evacuation Benefit (Bed To Bed on Advise of Treating Doctor) upto Rs.3 Lacs.
International Treatment abroad for specified 11 critical illnesses.
All Day Care Procedures are covered.
Benefit:
Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
30 days for Classic Plan and 60 days for Supreme & Elite
Post Hospitalization Expenses
60 days for Classic, 90 days for Supreme & 180 days for Elite Plan
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
All day care procedures covered
Automatic Restoration of Sum Insured
100% reload of SI in case base sum insured and No Claim Bonus has been partially or completely exhausted
Pre-Existing Disease / Illness coverage
Covered after - Classic – After 48 months |Supreme –After 36 months| Elite – After 24 months
Waiting Period for New Policy
30 days
Co-Payment
All claims of International Treatment for specified Critical Illness will be subject to 20% Co-payment
Free Health Checkup
For Classic- Health Check-up is available once in 2 years. For Supreme and Elite- health check-up is available every year
Ambulance Expenses
Coveres reasonable charges for ambulance expenses (by surface transport only)
Non-Allopathic Treatments
Covered if treatment undergone in reconised hospital
New Born Baby Cover
New born baby will be covered as an insured person from birth (for the policy year in which the baby is born), if the Maternity Benefits claim has been accepted. This benefit is subject to % of Sum Insured
Daily Hospitalization Allowance
Hospital Cash is provided if the Insured Person should have been Hospitalized for a minimum period of 48 hours continuously
Donor Expenses
Covers Organ Donor Expenses: Medical Expenses for an organ donor’s treatment for harvesting of the organ.
No Claim Bonus
Classic – 10% of base SI,max of 50% of base SI; Supreme & Elite - 20% of base SI max 100% of base SI